If you drive a vehicle in California, car insurance is not optional. It is a legal requirement. Because insurance companies have so many captive customers, some engage in actions which are unethical and even illegal.

When an insurance company acts in bad faith, you have the right to pursue a legal claim against your insurer. The attorneys at Haffner & Morgan, LLP, are ready to help you pursue all forms of compensation that you are legally entitled to.

Examples Of Car Insurance Coverage And Claim Denials

Car insurance denial complaints are the most frequent problems we encounter. Do any of the following situations sound familiar?

♦Example 1: Your car gets stolen. You file a police report and notify your insurer of the loss. Your insurance company asks you for copies of your bank statements, credit card balances and other financial information. After reviewing it, your insurer alleges that it has reason to believe you were involved in the "theft" of your own vehicle and refuses to pay your claim.

This may sound far-fetched, but it's a fairly common problem in California. Insurance companies often cite a policyholder's debt obligations as a motive to commit insurance fraud without any other evidence of fraud.

♦Example 2: Your insurance company cancels your policy without telling you. A month later, you get into a car accident. When you file a claim, it is denied. The insurer alleges that you didn't have coverage at the time of the crash.

♦Example 3: After an accident, you get approval from your insurer to have your vehicle repaired at a pre-approved auto shop. The work gets done, but the insurance company fails to issue a check for three to four months. This means that you either have to pay the costs up front or go without a car for months.

These are just a few of many possible scenarios you may have encountered. When you call our firm, you can speak directly to one of our lawyers about whether your case constitutes insurance bad faith.

Contact To Discuss Your Auto Insurance Bad Faith Case For Free

Haffner & Morgan, LLP, is located in San Diego and serves clients throughout Southern California. To take advantage of a free initial consultation, send us an email or call 800-511-7834.