Your home is your castle. That's why you buy insurance to protect what you have worked so hard to attain. Unfortunately, some insurance companies fail to fulfill their obligations when you are most in need of help, leaving you stuck with expensive repair bills or a home that is only partially inhabitable.

When your insurer fails to pay a valid claim, accuses you of wrongdoing with no proof or severely underpays your claim, you may be able to pursue an insurance bad faith claim in court. To learn more about your rights and legal options, contact the lawyers at Haffner & Morgan, LLP.

Bad Faith Practices Related To Homeowner's Insurance

♦Example 1: Your home suffers severe hail damage, but your insurer refuses to pay for the costs of repairing or replacing damaged items. Hail damage is covered in your policy and the insurance company gives no reason for denying the claim.

♦Example 2: Your house is badly damaged in a fire that originated in the home (with no clear cause determined). Your insurer alleges that you intentionally started the fire in order to collect insurance money and threatens to call the police if you try to appeal your denied claim.

♦Example 3: High winds have damaged your roof to the point of needing to be replaced. The lowest estimate given is that it will cost $10,000, which is within your policy limits. The insurance company says it will only pay $3,000.

Was Your Home Insurance Denial A Case Of Insurance Bad Faith? Call Us To Learn More.

Haffner & Morgan, LLP, is located in San Diego and serves clients throughout Southern California. To take advantage of a free initial consultation with one of our skilled attorneys, call us at 800-511-7834, or send us an email.